Short answer. It depends on the publisher. Preparation sites report that SHL and Cappfinity numerical tests allow a calculator. Aon does not say in advance: its own page says you are told at the start of the test. Employers can set their own rule: Lazard’s own page says calculators are not permitted in its online test. One preparation site reports that the Arctic Shores games PwC used, now retired, had no on-screen calculator.
How sure we are: Confirmed by the employer or the test publisher Reported by other sources Not published anywhere we could find How we check
Calculators at a glance
- Publishers covered here
- SHL, Aon, Cappfinity, Arctic Shores, Criteria
- Publisher states its own rule
- Aon: told at the start of the testConfirmed
- Aon scales numerical
- 37 tasks in 12 minutesConfirmed
- On your desk
- Basic calculator, pen and paper
Which tests allow a calculator?
| Publisher | Calculator | Source |
|---|---|---|
| SHL numerical | AllowedReported | Preparation sites |
| Aon numerical (scales) | You are told at the start of the testConfirmed | Aon candidate page |
| Cappfinity numerical | Allowed; pen and paper recommendedReported | Preparation sites |
| Criteria (Lazard’s test) | Not permittedConfirmed | Lazard careers page |
| Arctic Shores games (PwC, retired) | No on-screen calculatorReported one source | One preparation site |
Our research also has calculator notes for a few other employers. Of the 312 employers in our research, 289 have an online test on record, and for 216 of them we found no current source naming the publisher.
What does each publisher say?
- SHL. A calculator is allowed on SHL’s numerical tests, in both the interactive and the multiple-choice versions Reported. On our free SHL-style numerical test: physical calculator allowed; none on screen.
- Aon (cut-e). Aon’s candidate page says materials are “generally not required”, that a calculator or pen and paper can help on some tests, and that you are told at the start of the test Confirmed. So have one to hand.
- Aon scales numerical. You get 37 tasks in 12 minutes, about 19 seconds a task, and wrong answers lose marks Confirmed. Candidate reports describe the data as spread across about six tabs Reported. Our free Aon test is the scales verbal format (49 questions, 12 minutes) and needs no calculator. Pro adds 5 Aon numerical forms.
- Cappfinity. A calculator is allowed, on screen or physical, and pen and paper are recommended Reported. Our free Cappfinity-style test is numerical Form 2. A physical calculator is allowed for the numerical section. At employer level, M&G’s own FAQ lists a calculator for its Cappfinity online test Confirmed. More on the format is in our Cappfinity guide.
- Arctic Shores. The Arctic Shores games PwC used had no on-screen calculator Reported one source. We found no Arctic Shores calculator policy. In our research, BDO Confirmed, Hazlewoods Confirmed and Maven Securities Confirmed name Arctic Shores in their own material. The Arctic Shores guide has the rest.
- Criteria. Lazard’s own careers page says calculators are not permitted in its online aptitude test Confirmed. That test runs on Criteria Confirmed. This is Lazard’s rule; we found no Criteria-wide one.
PwC applicants. Sources from 2026 report that PwC’s Career Unlocked games are retired at PwC UK Not published previously reported: Arctic Shores (2025). PwC’s online test is now reported to run on SHL Reported one source. We found no PwC calculator rule.
Why is the calculator rarely the hard part?
In our view, from writing practice questions, the calculator is the last and shortest step on a numerical question. The time goes on three things no device does for you:
- Finding the right numbers. The chart or table usually holds more data than the question needs. Knowing what to ignore is the skill.
- Choosing the operation. Percentage change, proportion, reverse percentage. Pick the wrong one and a perfect calculation still gives the wrong answer. A classic slip is working out a percentage change from the new value, when the base is the original.
- Units and scale. Millions or thousands, rates or totals, a “£m” hiding in a column header. A wrong option can be a correct calculation of the wrong thing.
So in our view, these tests reward reading and quick decisions under time pressure, with arithmetic as the final step.
Should you practise with a calculator or without?
We suggest practising with one, the way you will sit the test. Keep the calculator on the desk, but estimate first and calculate second. If your estimate says “about 12 per cent”, an option near 50 per cent can be ruled out at once. On a format where wrong answers lose marks, such as the Aon scales tests, that habit helps you avoid a costly guess. Our Aon practice tests score each answer 1 or 0, and explain where a guess would have cost you on the real test.
Mental arithmetic practice is still useful, as a way to make the estimate step fast. In our view it is not a substitute for the calculator the test lets you use.
What should you have on the desk?
We suggest:
- A basic calculator you already know how to use. Not a phone: it brings notifications, and a supervised sitting may not allow one.
- A pen and paper for figures you need to keep. Holding a number in your head across several keystrokes is an easy way to type the wrong one.
Where to start
- Find out which publisher you face. Our 2026/27 provider map shows what we found for each employer, and how sure we are.
- Try that publisher’s free practice test. Each is one sitting of one test: the SHL-style numerical test (18 questions), the Aon-style scales verbal test (49 questions) or the Cappfinity-style numerical test (12 questions). The free aptitude test practice page lists the rest.
- Or measure yourself across all three subjects. The free Acumen Logic Benchmark is 20 timed questions, numerical, verbal and logical, in 17 minutes. A calculator is allowed in the numerical section. After you create a free account, you see your score, an estimated percentile, a breakdown by section and the correct answer to every question. There is one completed Benchmark per user, so sit it like the real thing.
Sources
- Aon: Prepare for your Online Assessment (materials and calculator; scales numerical 37 tasks in 12 minutes; deductions)
- JobTestPrep: Cappfinity assessment practice (calculator and pen and paper)
- Lazard: Early career programmes in the UK (Criteria aptitude test; calculators not permitted)
- M&G: Early careers FAQs (Cappfinity online tests; paper, pen and calculator)
- AssessmentPass: Deloitte (UK) 2025 online assessment walkthrough (Cappfinity; calculator and pen and paper)
- Psychometric Success: PwC Career Unlocked guide (Arctic Shores games; no on-screen calculator)
Common questions
Are calculators allowed in aptitude tests?
Can you use a calculator on an SHL test?
Can you use a calculator on an Aon (cut-e) test?
Is there a calculator in Arctic Shores game-based tests?
Should you practise aptitude tests with a calculator or without?
Related guides
Start here
UK Graduate Aptitude Tests 2026/27: Which Test You Face and Where to Practise
Which publisher UK employers use, checked against 312 employers, how to find yours, how each test scores you, and a free practice test for SHL, Aon and Cappfinity.
Aon (cut-e)
The Aon (cut-e) Scales Numerical Test in 2026/27: Format, Negative Marking and Who Uses It
37 tasks in 12 minutes, Aon's own rule on wrong answers, and which UK employers name Aon.
Next step
Take the free test that matches your invitation.
What does your test invitation say?
- It mentions SHLFree SHL test (numerical)
- It mentions Aon or cut-e, verbalFree Aon test (verbal)
- It mentions Aon or cut-e, numericalAon numerical practice is in Pro
- It mentions CappfinityFree Cappfinity test (numerical)
- Not sure, or another publisherCompare the providers
- No invitation yetStart the Benchmark
Each free publisher test covers one subject. If your invitation names a different subject, the practice for it is in Pro.