Acumen Logic®Short answer. Employers describe behavioural or situational questions alongside reasoning tests, such as numerical reasoning. Cappfinity records how long you take, and Deloitte says some of its questions are timed. Of the 312 UK employers in our 2026/27 research, 11 name Cappfinity or are reported to use it on at least one route; the National Audit Office and M&G name Cappfinity, or its product, in their own material. Barclays and PwC are reported to use SHL, EY confirms SHL, and KPMG publishes no provider.
How sure we are: Confirmed by the employer or the test publisher Reported by other sources Not published anywhere we could find How we check
Cappfinity at a glance
- Timer
- Time recorded; some questions can be timedReported one source
- Question counts
- Not published by CappfinityNot published
- Named by the employer
- National Audit Office and M&GConfirmed
- Employers linked to it
- 11 of the 312 we checked
- Free practice here
- Numerical Reasoning · Form 2, 12 questions
What does a Cappfinity assessment look like?
Employers describe their Cappfinity steps differently:
- Deloitte: workplace scenarios where you rank possible actions, working-style questions, then numerical and verbal reasoning (Deloitte).
- National Audit Office: its Capptivate assessment of behaviours, strengths and potential, paired with an online numerical reasoning test (NAO).
- M&G: motivational and behavioural questions, plus tasks for critical reasoning and problem-solving (M&G).
- Legal & General: strength-based behavioural questions and numerical questions (Legal & General).
- FCA: what it calls an online strengths-based assessment (FCA).
Cappfinity publishes no question counts and no durations. Preparation-site walkthroughs report these rules:
| Rule | What is reported |
|---|---|
| Ranking questions | Exclusive 1–5 scale, no tiesReported |
| Numerical answers | Some are typed in, not pickedReported |
| Calculator | Allowed; pen and paper advisedReported |
| Wrong answers | No deduction publishedNot published |
| Your score | Percentile within the applicant poolReported |
| Cut-off score | Not published |
Sources: preparation sites, including AssessmentPass, JobTestPrep and GraduatesFirst.
Is a Cappfinity assessment timed?
Cappfinity records how long you take, and some questions can be timed. A candidate walkthrough of Deloitte’s test quotes the on-screen instruction that the test is “time recorded, not time limited” (AssessmentPass) Reported one source. The same instruction says your time counts towards your score. How much it counts is not published Not published.
Employers set their own rules, and they differ:
| Employer | What the employer says | Source |
|---|---|---|
| Deloitte | No overall limit; some questions timedConfirmed | Deloitte assessment page |
| HSBC (FAQ) | About 40 minutes per assessmentConfirmed | HSBC FAQ |
| HSBC (transcript) | Online assessments are not timedConfirmed | HSBC video transcript |
| M&G | Not timed; allow 45 minutesConfirmed | M&G FAQ |
Deloitte adds that your response speed counts. M&G says its video answers are timed.
HSBC’s two statements do not fully agree: about 40 minutes for each assessment, and “not timed”. In our view, the safe reading is that no clock stops you. HSBC does not say whether it records your pace. We suggest treating the employer’s suggested time as a working budget.
Which UK employers use Cappfinity?
We checked 312 UK employers for 2026/27. Eleven have Cappfinity named or reported on at least one route. Two name Cappfinity, or its product, in their own material. The other nine are reported. Several of these employers use a different provider for other routes or steps.
| Employer | Online test | Video interview | Last evidence |
|---|---|---|---|
| National Audit Office | CappfinityConfirmed | None recorded | find-tender.service.gov.ukNov 2025 |
| M&G | CappfinityConfirmed Other programmes: not published (2 of 5) | CappfinityConfirmed | group.mandg.comlive page, read 10 Oct 2026 |
The NAO names Capptivate, a Cappfinity product, and its contract notice names Cappfinity Limited. M&G says in its own FAQ that its video interviews run through Cappfinity, and that its online-test feedback report is sent from Cappfinity.
| Employer | Online test | Video interview | Last evidence |
|---|---|---|---|
| Deloitte | CappfinityReported one source Other programmes: not published (1 of 8) | CappfinityReported one source | hub.preparationplus.comlive page, read 11 Oct 2026 |
| HSBC | CappfinityReported one source Other programmes: not published (5 of 12) | HireVueReported one source Other programmes: not published (1 of 7) | ophyai.com3 Oct 2026 |
| Fidelity International | CappfinityReported one source Other programmes: not published (2 of 6) | HireVueReported one source Other programmes: not published (2 of 4) | intervyo.co.uk9 Oct 2026 |
| Zurich UK | CappfinityReported one source Other programmes: not published (2 of 3) | HireVueReported one source | graduatesfirst.com13 Jan 2026 |
| Accenture | CappfinityReported one source Other programmes: not published (2 of 6) | Not published previously reported: HireVue (2025) | graduatesfirst.com31 Mar 2026 |
Deloitte names its Immersive Online Assessment but not the supplier. Its practice link goes to a preparation site on Cappfinity’s platform.
HSBC does not name its test provider either. Prep sites name Cappfinity Reported one source and report 38 questions (2026); HSBC publishes no count. For HSBC’s own timing, see the table above.
Accenture calls its Discovery Portal “an online assessment bespoke to Accenture” and names no supplier (Accenture). One prep site names Cappfinity Reported one source.
| Employer | Route | Provider | Evidence |
|---|---|---|---|
| FCA | Online test: graduate, internship, apprenticeship | CappfinityReported one source | Cappfinity-run practice site carries the FCA name |
| FCA | Video step (job insight assessment) | CappfinityReported one source | One prep site names Cappfinity |
| Legal & General | Online test: graduate, internship, placement, apprenticeship | CappfinityReported one source | Cappfinity-run practice site carries the L&G name |
| Lloyds Banking Group | Undergraduate summer internship | CappfinityReported one source | One prep site; summer route only |
| Lloyds Banking Group | Graduate schemes (general pathway) | SHLReported one source | Prep sites name SHL for this route |
| Deutsche Bank | Spring into Banking insight | CappfinityReported one source | One prep site; insight route only |
| Deutsche Bank | Graduate programme and two internships | SHL or Cappfinity: sources conflictReported one source | Prep sites disagree |
The FCA’s own 2021 and 2024 PDFs name Cappfinity; its 2026 pages do not. Legal & General’s own pages do not name Cappfinity. Each has a practice site that Cappfinity runs under its name.
Do Barclays, EY, PwC and KPMG use Cappfinity?
Not on our 2026/27 evidence, with one caveat for Barclays. One 2026 prep page (GraduatesFirst, 10 July 2026) says Barclays tests are “typically delivered via SHL or Cappfinity”. The rest of our evidence points to SHL. Older guides, including an earlier version of this page, linked some of these firms to Cappfinity. The current picture:
| Employer | Online test | Last evidence |
|---|---|---|
| Barclays | SHLReported one source Other programmes: not published (3 of 5) | assessmentday.co.uk20 Sep 2026 |
| EY | SHLConfirmed Other programmes: not published (1 of 8) | ey.com4 Sep 2026 |
| PwC | SHLReported one source Other programmes: not published (10 of 14) | pwc.co.uk12 Oct 2026 |
| KPMG | Not published | kpmgcareers.co.uklive page, read 11 Oct 2026 |
| RSM UK | Not published previously reported: Cappfinity (2025) Other programmes: not published (3 of 5) | rsmuk.comlive page, read 12 Oct 2026 |
- Barclays is reported to use SHL. Barclays’ own page describes two short interactive assessments and names no provider (Barclays).
- EY uses SHL. EY’s own data notice names SHL as the platform for its early-careers online assessments (EY).
- PwC is reported to use SHL. PwC’s page also points candidates to SHL practice tests, though a practice link alone does not prove the provider.
- KPMG publishes no provider for any online step, and prep sites disagree. KPMG’s own pages describe an untimed simulation for its insight programmes, with 90 minutes suggested (KPMG insight). For graduates, they describe a timed 36-minute test of numerical and logical reasoning (KPMG graduate).
- RSM UK was reported as a Cappfinity user in 2025. No provider is published for the current cycle.
For the other publishers side by side, see the test provider comparison and the SHL guide.
How do you prepare for a Cappfinity assessment?
Reasoning questions. In our view, this is the part you can practise directly: percentages, ratios, reading charts and tables, and checking a statement against a passage. Calculators are reported to be allowed, so practise with one.
Our free test. The free Cappfinity practice test is Cappfinity Numerical Reasoning · Form 2: 12 of our own questions in the style of Cappfinity’s numerical test, in one sitting. Time is recorded, not limited. A physical calculator is allowed for the numerical section.
Pro. Pro has all 9 of our Cappfinity forms, including the free one:
| Form | Questions | Access |
|---|---|---|
| Behavioural Assessment | 12 | Pro |
| Coding Potential | 12 | Pro |
| Critical Reasoning · Form 1 | 20 | Pro |
| Critical Reasoning · Form 2 | 20 | Pro |
| Diagrammatic Reasoning | 10 | Pro |
| Numerical Reasoning · Form 1 | 12 | Pro |
| Numerical Reasoning · Form 2 | 12 | Free |
| Verbal Reasoning · Form 1 | 14 | Pro |
| Verbal Reasoning · Form 2 | 14 | Pro |
Our own questions in the style of each Cappfinity test. Time is recorded, not limited, on each form. The behavioural form is practice only and is not scored.
Situational questions. How Cappfinity scores situational and behavioural answers is not published Not published. We suggest reading the employer’s published values first, then answering as you would act at work, consistently.
On the day. We suggest one sitting in a quiet room, on a laptop, with a calculator, pen and paper to hand. Your pace is recorded, so work steadily rather than stopping mid-section.
To check your level across numerical, verbal and logical reasoning first, the free Acumen Logic Benchmark is 20 questions in 17 minutes, timed by section, with an estimated percentile at the end.
Sources
- National Audit Office: how to apply
- Find a Tender: NAO contract with Cappfinity Limited
- M&G early-careers FAQ
- Deloitte: early-careers assessment
- HSBC: students and graduates FAQ
- HSBC: assessment video transcript
- EY: early-careers data notice
- KPMG: graduate application process
- Accenture: UK candidate support hub
- FCA: early careers
- Legal & General: future talent recruitment process
- Barclays: internship and graduate application
- KPMG: undergraduate and insight application process
- AssessmentPass: Deloitte online assessment walkthrough
Common questions
Which UK employers use Cappfinity in 2026/27?
Do Barclays, EY, PwC and KPMG use Cappfinity?
Are Cappfinity assessments timed?
How many questions are in HSBC’s online assessment?
Is there a free Cappfinity practice test?
Related guides
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Next step
Practise this format, free.
Numerical reasoning: 12 questions · time recorded, no time limit. No card, one sitting.
Got a different test? Free SHL test · Free Aon test.