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SHL vs Aon vs Cappfinity vs Arctic Shores: UK Test Providers Compared
Short answer. SHL, Aon (cut-e), Cappfinity and Arctic Shores test in different ways. Aon publishes its scales numerical test as 37 tasks in 12 minutes. It says it usually deducts marks for wrong answers. SHL publishes Verify G+ as up to 30 questions in an allowed 36 minutes, with no deduction reported. Cappfinity is reported to record your time, though some questions can be timed. Arctic Shores publishes no overall duration. Of the 312 UK employers we checked for 2026/27, 40 have a provider confirmed for one or more test steps. Check your invitation for the publisher’s name.
How sure we are: Confirmed by the employer or the test publisher Reported by other sources Not published anywhere we could find How we check
At a glance
- Aon scales numerical
- 37 tasks in 12 minutesConfirmed
- SHL Verify G+
- Up to 30 questions in 36 minutesConfirmed
- Wrong answers on Aon
- Usually deducted; size not publishedConfirmed
- Cappfinity clock
- Time recorded; some questions can be timedReported
- Employers confirming a provider
- 40 of 312 checked
- Free practice here
- SHL, Aon and Cappfinity replicas
The four providers, compared
One fact per cell, each marked by how well it is sourced. Where a publisher states a figure, we mark it Confirmed. Where only preparation sites or candidate walkthroughs report it, we mark it Reported. Where nobody publishes it, we say so rather than guess.
| Fact | SHL | Aon (cut-e) | Cappfinity | Arctic Shores |
|---|---|---|---|---|
| Publisher | SHL | Aon; the cut-e name is still usedReported | Cappfinity | Arctic Shores |
| Flagship test | Verify G+ (general ability)Confirmed | scales numerical and scales verbalConfirmed | Capptivate (named by the National Audit Office)Confirmed | Task-based assessmentConfirmed |
| Free replica on Acumen Logic | SHL numerical, multiple choice: 18 questions, 25 minutes | Aon scales verbal: 49 questions, 12 minutes | Cappfinity numerical, Form 2: 12 questions, time recorded | None. We do not replicate Arctic Shores. |
| Published length | Verify G+: up to 30 questionsConfirmed | Numerical 37 tasks; verbal 49 tasksConfirmed | Not published | Not published |
| Timing rule | Verify G+: 36 minutes allowedConfirmed | 12 minutes per testConfirmed | Time recorded; some questions can be timedReported | Individual tasks are timedReported |
| Wrong answers | No deduction reportedReported | Usually deducted; size not publishedConfirmed | Not published | No deduction reportedReported |
| Scoring | Sten score: 1 to 10, compared with other candidatesConfirmed | Percentile against an employer-chosen groupReported | Percentile within the applicant poolReported | 2017 sample report: Fit Score percentile, cognitive bandsReported |
| Calculator | Allowed on numerical testsReported | Not stated in advance; told at the startConfirmed | Allowed; pen and paper recommendedReported | No on-screen calculatorReported |
| Published cut-off | Not published | Not published | Not published | Not published |
Our free SHL test runs 25 minutes: that is our setting, not an SHL figure. Our replicas score each answer 1 or 0, Aon included. Publisher sources are listed at the end of the page.
Differences that change how you prepare
Wrong answers. Aon states on its candidate page that points are usually added for each correct answer and deducted for every incorrect one. It does not publish the size of the deduction, so a blind guess can cost marks. Preparation providers report no deduction on SHL Verify tests or on Arctic Shores tasks. Cappfinity publishes no marking scheme. Our replicas score each answer 1 or 0, Aon’s included, so they do not copy Aon’s deduction.
The clock. Aon allows 12 minutes for 37 numerical tasks, about 19 seconds a task. Its candidate page lists the test as “37 tasks, finish as many as you can”. Cappfinity’s on-screen wording, as quoted in one candidate walkthrough for Deloitte, says time is recorded and counts toward your score (Reported). Some questions can still be timed. Deloitte, reported by one source to use Cappfinity, says on its own page that there is no overall time limit but some questions are timed. In our view, the two formats call for different habits: quick triage on Aon, steady accuracy on Cappfinity.
Entering the answer. SHL’s own practice page lists both interactive and standard multiple-choice versions of its tests. Aon’s data is reported to sit across several tabs, and preparation providers report that answering with the wrong tab open is marked wrong. Cappfinity is reported to use typed numerical answers and a 1 to 5 ranking with no ties. Arctic Shores is task-based, though its Analysis task is reported to set questions.
What the employer sees. SHL’s report documents use a sten score: a mark from 1 to 10 that compares you with other people who took the test, where 5 or 6 is about average. Percentile scoring, your rank against a comparison group of other test takers, is reported for SHL, Aon and Cappfinity. An older Arctic Shores sample report, from 2017, gives a Fit Score: a percentile against a group chosen for the job. It puts cognitive results in broad bands rather than a precise rank. Arctic Shores changed its reporting in 2024, so current reports may differ. None of the four publishes a cut-off. The guide to percentiles and norm groups explains how a rank differs from a mark.
Who uses each provider
Some employers name their test provider, and many do not. Of the 312 UK employers in our 2026/27 research, 40 have a provider confirmed for one or more test steps, by the employer’s own material or the test publisher. Another 50 have a provider named only in reports. For the other 222, we found no current named provider at any test step. At 216 of the 289 employers where we found an online test, no current provider is published.
Of those 40, 12 confirm one of the four providers on this page. The rest confirm other publishers, such as HireVue (J.P. Morgan), Criteria (Lazard), Suited (Moelis, PJT Partners) and Talogy (Civil Service Fast Stream). Some use their own in-house test (G-Research, Optiver). The tables below show the confirmed employers for each provider, then a selection of reported ones. How we check employer tests explains the marks and the sources. Some employers run several programmes. For those, a small line under a cell counts the other programmes, out of all we found, whose answer differs or is not published. To look up one employer and programme, step by step, use Find your test provider.
| Employer | Online test | Video interview | Last evidence |
|---|---|---|---|
| EY | SHLConfirmed Other programmes: not published (1 of 8) | SHLConfirmed | ey.com4 Sep 2026 |
| NatWest Group | SHLConfirmed Other programmes: not published (12 of 14) | SHLReported one source Other programmes: not published (1 of 3) | jobs.natwestgroup.com12 Oct 2026 |
| Standard Chartered | SHLConfirmed Other programmes: not published (2 of 5) | Not published | sc.comlive page, read 11 Oct 2026 |
| Hymans Robertson | SHLConfirmed | None recorded | hymans.co.uklive page, read 11 Oct 2026 |
| Barclays | SHLReported one source Other programmes: not published (3 of 5) | Not published | assessmentday.co.uk20 Sep 2026 |
| PwC | SHLReported one source Other programmes: not published (10 of 14) | SHLReported one source Other programmes: not published (2 of 6) | pwc.co.uk12 Oct 2026 |
| Lloyds Banking Group | SHLReported one source 1 of 5 programmes name another provider | Not published | lloydsbankinggrouptalent.comlive page, read 11 Oct 2026 |
Confirmed rows rest on the employer’s own pages. PwC’s own page points to SHL practice tests; a practice link alone is not proof. Lloyds: one source reports Cappfinity for its summer internship; another prep site says it follows the graduate process.
| Employer | Online test | Video interview | Last evidence |
|---|---|---|---|
| Nomura | AonConfirmed Other programmes: not published (2 of 7) | Not published | nomura.comlive page, read 11 Oct 2026 |
| Schroders | AonConfirmed Other programmes: not published (1 of 5) | Not published | schroders.comlive page, read 11 Oct 2026 |
| Zopa | AonConfirmed Other programmes: not published (1 of 2) | AonConfirmed | jobs.lever.colive page, read 11 Oct 2026 |
| Morgan Stanley | Aon (cut-e)Reported one source Other programmes: not published (9 of 13) | Not published | graduatesfirst.com18 Aug 2026 |
| UBS | Aon (cut-e)Reported one source | HireVueReported one source Other programmes: not published (3 of 5) | roadtooffer.com11 Sep 2026 |
| RBC Capital Markets | Aon (cut-e)Reported one source Other programmes: not published (7 of 9) | Not published | intervyo.co.uk9 Oct 2026 |
| BNP Paribas | Aon (cut-e)Reported one sourcesources conflict Other programmes: not published (2 of 4) | Not published | practiceaptitudetests.com5 Aug 2026 |
Nomura names Aon on its own pages, but says whether you sit the test depends on the programme. JobTestPrep and AssessmentPass report shorter custom Aon builds at Morgan Stanley and Nomura. At Morgan Stanley, one prep site names SHL instead and two say SHL or Aon. BNP Paribas: sources conflict between SHL and Aon.
| Employer | Online test | Video interview | Last evidence |
|---|---|---|---|
| National Audit Office | CappfinityConfirmed | None recorded | find-tender.service.gov.ukNov 2025 |
| M&G | CappfinityConfirmed Other programmes: not published (2 of 5) | CappfinityConfirmed | group.mandg.comlive page, read 10 Oct 2026 |
| Deloitte | CappfinityReported one source Other programmes: not published (1 of 8) | CappfinityReported one source | hub.preparationplus.comlive page, read 11 Oct 2026 |
| HSBC | CappfinityReported one source Other programmes: not published (5 of 12) | HireVueReported one source Other programmes: not published (1 of 7) | ophyai.com3 Oct 2026 |
| Fidelity International | CappfinityReported one source Other programmes: not published (2 of 6) | Not published previously reported: Vieple (2020) | intervyo.co.uk9 Oct 2026 |
| Zurich UK | CappfinityReported one source Other programmes: not published (2 of 3) | Not published | graduatesfirst.com13 Jan 2026 |
| Accenture | CappfinityReported one source Other programmes: not published (2 of 6) | Not published | graduatesfirst.com31 Mar 2026 |
National Audit Office: its own October 2026 recruitment FAQ names Capptivate, Cappfinity’s platform, for its ACA accountancy schemes. Its other programmes name no provider. The 2025 contract notice in the last column is older support. The Financial Conduct Authority and Legal & General are covered below.
Financial Conduct Authority and Legal & General. Both are reported to use Cappfinity, by one source each Reported. Each points candidates to a practice site run by Cappfinity, but neither names Cappfinity on its current careers pages, so we do not mark them Confirmed. Our Cappfinity guide covers its format, timing and employers in more detail.
| Employer | Online test | Game-based test | Last evidence |
|---|---|---|---|
| BDO | Arctic ShoresConfirmed Other programmes: not published (1 of 5) | None recorded | careers.bdo.co.uk1 Sep 2026 |
| Hazlewoods | Arctic ShoresConfirmed | None recorded | hazlewoods.co.uklive page, read 11 Oct 2026 |
| Maven Securities | Not published | Arctic ShoresConfirmed | mavensecurities.comlive page, read 12 Oct 2026 |
| Vanguard | Arctic ShoresReported one source Other programmes: not published (2 of 3) | None recorded | themuse.com4 Aug 2026 |
| PwC | SHLReported one source Other programmes: not published (10 of 14) | Not published previously reported: Arctic Shores (2025) | pwc.co.uk12 Oct 2026 |
PwC: Arctic Shores was reported up to 2025. Its online test is now reported as SHL, by one source.
Where to start
Check your invitation for the publisher’s name, then take the free replica for it. Each free test, and the Benchmark, is one sitting, so pick the order with care. Pro has the full replica sets for SHL, Aon and Cappfinity.
What does your test invitation say?
- It mentions SHLFree SHL test (numerical)
- It mentions Aon or cut-e, verbalFree Aon test (verbal)
- It mentions Aon or cut-e, numericalAon numerical practice is in Pro
- It mentions CappfinityFree Cappfinity test (numerical)
- Not sure, or another publisherCompare the providers
- No invitation yetStart the Benchmark
Each free publisher test covers one subject. If your invitation names a different subject, the practice for it is in Pro.
Sources
Common questions
Which test providers do UK graduate employers use?
Which of these UK aptitude tests has negative marking?
Which provider's test is the shortest?
Do any of these providers publish a cut-off score?
Can I practise each provider's test for free?
Next step
Whichever provider they send
Take the free test for your publisher, or the free Benchmark (17 minutes) if you have no invitation yet.