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SHL vs Aon vs Cappfinity vs Arctic Shores: UK Test Providers Compared

Short answer. SHL, Aon (cut-e), Cappfinity and Arctic Shores test in different ways. Aon publishes its scales numerical test as 37 tasks in 12 minutes. It says it usually deducts marks for wrong answers. SHL publishes Verify G+ as up to 30 questions in an allowed 36 minutes, with no deduction reported. Cappfinity is reported to record your time, though some questions can be timed. Arctic Shores publishes no overall duration. Of the 312 UK employers we checked for 2026/27, 40 have a provider confirmed for one or more test steps. Check your invitation for the publisher’s name.

How sure we are: Confirmed by the employer or the test publisher Reported by other sources Not published anywhere we could find How we check

At a glance

Aon scales numerical
37 tasks in 12 minutesConfirmed
SHL Verify G+
Up to 30 questions in 36 minutesConfirmed
Wrong answers on Aon
Usually deducted; size not publishedConfirmed
Cappfinity clock
Time recorded; some questions can be timedReported
Employers confirming a provider
40 of 312 checked
Free practice here
SHL, Aon and Cappfinity replicas

What C, R and NP mean

The four providers, compared

One fact per cell, each marked by how well it is sourced. Where a publisher states a figure, we mark it Confirmed. Where only preparation sites or candidate walkthroughs report it, we mark it Reported. Where nobody publishes it, we say so rather than guess.

SHL, Aon, Cappfinity and Arctic Shores, compared
SHL, Aon, Cappfinity and Arctic Shores, compared
FactSHLAon (cut-e)CappfinityArctic Shores
PublisherSHL
Aon; the cut-e name is still usedReported
CappfinityArctic Shores
Flagship test
Capptivate (named by the National Audit Office)Confirmed
Task-based assessmentConfirmed
Free replica on Acumen LogicSHL numerical, multiple choice: 18 questions, 25 minutesAon scales verbal: 49 questions, 12 minutesCappfinity numerical, Form 2: 12 questions, time recordedNone. We do not replicate Arctic Shores.
Published length
Verify G+: up to 30 questionsConfirmed
Numerical 37 tasks; verbal 49 tasksConfirmed
Not published
Not published
Timing rule
Verify G+: 36 minutes allowedConfirmed
12 minutes per testConfirmed
Time recorded; some questions can be timedReported
Individual tasks are timedReported
Wrong answers
No deduction reportedReported
Usually deducted; size not publishedConfirmed
Not published
No deduction reportedReported
Scoring
Sten score: 1 to 10, compared with other candidatesConfirmed
Percentile against an employer-chosen groupReported
Percentile within the applicant poolReported
2017 sample report: Fit Score percentile, cognitive bandsReported
Calculator
Allowed on numerical testsReported
Not stated in advance; told at the startConfirmed
Allowed; pen and paper recommendedReported
No on-screen calculatorReported
Published cut-off
Not published
Not published
Not published
Not published

Our free SHL test runs 25 minutes: that is our setting, not an SHL figure. Our replicas score each answer 1 or 0, Aon included. Publisher sources are listed at the end of the page.

Differences that change how you prepare

Wrong answers. Aon states on its candidate page that points are usually added for each correct answer and deducted for every incorrect one. It does not publish the size of the deduction, so a blind guess can cost marks. Preparation providers report no deduction on SHL Verify tests or on Arctic Shores tasks. Cappfinity publishes no marking scheme. Our replicas score each answer 1 or 0, Aon’s included, so they do not copy Aon’s deduction.

The clock. Aon allows 12 minutes for 37 numerical tasks, about 19 seconds a task. Its candidate page lists the test as “37 tasks, finish as many as you can”. Cappfinity’s on-screen wording, as quoted in one candidate walkthrough for Deloitte, says time is recorded and counts toward your score (Reported). Some questions can still be timed. Deloitte, reported by one source to use Cappfinity, says on its own page that there is no overall time limit but some questions are timed. In our view, the two formats call for different habits: quick triage on Aon, steady accuracy on Cappfinity.

Entering the answer. SHL’s own practice page lists both interactive and standard multiple-choice versions of its tests. Aon’s data is reported to sit across several tabs, and preparation providers report that answering with the wrong tab open is marked wrong. Cappfinity is reported to use typed numerical answers and a 1 to 5 ranking with no ties. Arctic Shores is task-based, though its Analysis task is reported to set questions.

What the employer sees. SHL’s report documents use a sten score: a mark from 1 to 10 that compares you with other people who took the test, where 5 or 6 is about average. Percentile scoring, your rank against a comparison group of other test takers, is reported for SHL, Aon and Cappfinity. An older Arctic Shores sample report, from 2017, gives a Fit Score: a percentile against a group chosen for the job. It puts cognitive results in broad bands rather than a precise rank. Arctic Shores changed its reporting in 2024, so current reports may differ. None of the four publishes a cut-off. The guide to percentiles and norm groups explains how a rank differs from a mark.

Who uses each provider

Some employers name their test provider, and many do not. Of the 312 UK employers in our 2026/27 research, 40 have a provider confirmed for one or more test steps, by the employer’s own material or the test publisher. Another 50 have a provider named only in reports. For the other 222, we found no current named provider at any test step. At 216 of the 289 employers where we found an online test, no current provider is published.

Of those 40, 12 confirm one of the four providers on this page. The rest confirm other publishers, such as HireVue (J.P. Morgan), Criteria (Lazard), Suited (Moelis, PJT Partners) and Talogy (Civil Service Fast Stream). Some use their own in-house test (G-Research, Optiver). The tables below show the confirmed employers for each provider, then a selection of reported ones. How we check employer tests explains the marks and the sources. Some employers run several programmes. For those, a small line under a cell counts the other programmes, out of all we found, whose answer differs or is not published. To look up one employer and programme, step by step, use Find your test provider.

Employers and SHL, 2026/27 Checked 13 Oct 2026
Employers and SHL, 2026/27
EmployerOnline testVideo interviewLast evidence
EY
SHLConfirmed
Other programmes: not published (1 of 8)
SHLConfirmed
ey.com4 Sep 2026
NatWest Group
SHLConfirmed
Other programmes: not published (12 of 14)
SHLReported one source
Other programmes: not published (1 of 3)
jobs.natwestgroup.com12 Oct 2026
Standard Chartered
SHLConfirmed
Other programmes: not published (2 of 5)
Not published
sc.comlive page, read 11 Oct 2026
Hymans Robertson
SHLConfirmed
None recordedhymans.co.uklive page, read 11 Oct 2026
Barclays
SHLReported one source
Other programmes: not published (3 of 5)
Not published
assessmentday.co.uk20 Sep 2026
PwC
SHLReported one source
Other programmes: not published (10 of 14)
SHLReported one source
Other programmes: not published (2 of 6)
pwc.co.uk12 Oct 2026
Lloyds Banking Group
SHLReported one source
1 of 5 programmes name another provider
Not published
lloydsbankinggrouptalent.comlive page, read 11 Oct 2026

Confirmed rows rest on the employer’s own pages. PwC’s own page points to SHL practice tests; a practice link alone is not proof. Lloyds: one source reports Cappfinity for its summer internship; another prep site says it follows the graduate process.

Employers and Aon (cut-e), 2026/27 Checked 13 Oct 2026
Employers and Aon (cut-e), 2026/27
EmployerOnline testVideo interviewLast evidence
Nomura
AonConfirmed
Other programmes: not published (2 of 7)
Not published
nomura.comlive page, read 11 Oct 2026
Schroders
AonConfirmed
Other programmes: not published (1 of 5)
Not published
schroders.comlive page, read 11 Oct 2026
Zopa
AonConfirmed
Other programmes: not published (1 of 2)
AonConfirmed
jobs.lever.colive page, read 11 Oct 2026
Morgan Stanley
Aon (cut-e)Reported one source
Other programmes: not published (9 of 13)
Not published
graduatesfirst.com18 Aug 2026
UBS
Aon (cut-e)Reported one source
HireVueReported one source
Other programmes: not published (3 of 5)
roadtooffer.com11 Sep 2026
RBC Capital Markets
Aon (cut-e)Reported one source
Other programmes: not published (7 of 9)
Not published
intervyo.co.uk9 Oct 2026
BNP Paribas
Aon (cut-e)Reported one sourcesources conflict
Other programmes: not published (2 of 4)
Not published
practiceaptitudetests.com5 Aug 2026

Nomura names Aon on its own pages, but says whether you sit the test depends on the programme. JobTestPrep and AssessmentPass report shorter custom Aon builds at Morgan Stanley and Nomura. At Morgan Stanley, one prep site names SHL instead and two say SHL or Aon. BNP Paribas: sources conflict between SHL and Aon.

Employers and Cappfinity, 2026/27 Checked 13 Oct 2026
Employers and Cappfinity, 2026/27
EmployerOnline testVideo interviewLast evidence
National Audit Office
CappfinityConfirmed
None recordedfind-tender.service.gov.ukNov 2025
M&G
CappfinityConfirmed
Other programmes: not published (2 of 5)
CappfinityConfirmed
group.mandg.comlive page, read 10 Oct 2026
Deloitte
CappfinityReported one source
Other programmes: not published (1 of 8)
CappfinityReported one source
hub.preparationplus.comlive page, read 11 Oct 2026
HSBC
CappfinityReported one source
Other programmes: not published (5 of 12)
HireVueReported one source
Other programmes: not published (1 of 7)
ophyai.com3 Oct 2026
Fidelity International
CappfinityReported one source
Other programmes: not published (2 of 6)
Not published previously reported: Vieple (2020)
intervyo.co.uk9 Oct 2026
Zurich UK
CappfinityReported one source
Other programmes: not published (2 of 3)
Not published
graduatesfirst.com13 Jan 2026
Accenture
CappfinityReported one source
Other programmes: not published (2 of 6)
Not published
graduatesfirst.com31 Mar 2026

National Audit Office: its own October 2026 recruitment FAQ names Capptivate, Cappfinity’s platform, for its ACA accountancy schemes. Its other programmes name no provider. The 2025 contract notice in the last column is older support. The Financial Conduct Authority and Legal & General are covered below.

Financial Conduct Authority and Legal & General. Both are reported to use Cappfinity, by one source each Reported. Each points candidates to a practice site run by Cappfinity, but neither names Cappfinity on its current careers pages, so we do not mark them Confirmed. Our Cappfinity guide covers its format, timing and employers in more detail.

Employers and Arctic Shores, 2026/27 Checked 13 Oct 2026
Employers and Arctic Shores, 2026/27
EmployerOnline testGame-based testLast evidence
BDO
Arctic ShoresConfirmed
Other programmes: not published (1 of 5)
None recordedcareers.bdo.co.uk1 Sep 2026
Hazlewoods
Arctic ShoresConfirmed
None recordedhazlewoods.co.uklive page, read 11 Oct 2026
Maven Securities
Not published
Arctic ShoresConfirmed
mavensecurities.comlive page, read 12 Oct 2026
Vanguard
Arctic ShoresReported one source
Other programmes: not published (2 of 3)
None recordedthemuse.com4 Aug 2026
PwC
SHLReported one source
Other programmes: not published (10 of 14)
Not published previously reported: Arctic Shores (2025)
pwc.co.uk12 Oct 2026

PwC: Arctic Shores was reported up to 2025. Its online test is now reported as SHL, by one source.

Where to start

Check your invitation for the publisher’s name, then take the free replica for it. Each free test, and the Benchmark, is one sitting, so pick the order with care. Pro has the full replica sets for SHL, Aon and Cappfinity.

Sources

  1. Aon: Prepare for your online assessment fetched 10 Sep 2026
  2. SHL: Verify G+ test fact sheet (PDF) fetched 10 Sep 2026
  3. SHL Direct: practice tests fetched 10 Sep 2026
  4. Deloitte: early careers assessment read 11 Oct 2026

Common questions

Which test providers do UK graduate employers use?
SHL, Aon (cut-e), Cappfinity and Arctic Shores are four publishers UK finance and consulting applicants meet, alongside others such as HireVue, Criteria, Suited and Talogy. Of the 312 UK employers we checked for 2026/27, 40 have a provider confirmed for one or more test steps, by the employer's own material or the test publisher. At 216 of the 289 employers where we found an online test, no current provider is published. Check your invitation for the publisher's name.
Which of these UK aptitude tests has negative marking?
Aon (cut-e) is the one of the four that publishes it. Aon states that points are usually added for each correct answer and deducted for every incorrect answer. It does not publish the size of the deduction, so a blind guess can cost marks. Preparation providers report no deduction on SHL Verify tests or Arctic Shores tasks, and Cappfinity publishes no marking scheme. Our replicas, the Aon ones included, score each answer 1 or 0.
Which provider's test is the shortest?
Of the published timings, Aon's. Aon publishes its scales numerical test as 37 tasks in 12 minutes, about 19 seconds a task, and scales verbal as 49 tasks in 12 minutes. SHL publishes Verify G+ as up to 30 questions in an allowed 36 minutes. Cappfinity and Arctic Shores publish no overall duration. Cappfinity's on-screen wording, as quoted in one candidate walkthrough, says time is recorded; some questions can be timed.
Do any of these providers publish a cut-off score?
No. None of the four publishes a cut-off score. SHL's report documents use a sten score: a mark from 1 to 10 that compares you with other people who took the test, where 5 or 6 is about average. SHL, Aon and Cappfinity results are reported to be percentiles against a comparison group. An older Arctic Shores sample report, from 2017, shows a Fit Score with cognitive results in bands; Arctic Shores changed its reporting in 2024. Cut-off figures quoted elsewhere come from preparation sites and are estimates, not published figures.
Can I practise each provider's test for free?
For three of the four. Acumen Logic has one free sitting each of an SHL numerical replica (multiple choice), an Aon scales verbal replica and a Cappfinity numerical replica (Form 2), plus the free Benchmark. Our SHL timing is our own setting, not an SHL figure, and our replicas score each answer 1 or 0, the Aon one included. We do not offer Arctic Shores practice. Pro has the full replica sets.

Next step

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